Terms of Service

Effective Date: December 2024
Last Updated: December 2024

1. Acceptance of Terms

By accessing and using GCC Tools (gcctools.tech), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

GCC Tools provides free financial calculators and tools specifically designed for the Gulf Cooperation Council (GCC) region, including:

• UAE Gratuity Calculator using official Federal Decree-Law No. 33 of 2021
• GCC VAT Calculators for all six member countries
• Salary comparison tools across GCC nations
• Educational guides and resources

3. User Obligations

3.1 Acceptable Use

You agree to use our service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service or servers
• Upload or transmit malicious code or content
• Violate any applicable local, state, national, or international law

3.2 Accuracy of Information

You are responsible for ensuring that any information you input into our calculators is accurate. While we strive to provide precise calculations based on official formulas, you should verify results with qualified professionals for important financial decisions.

4. Intellectual Property Rights

4.1 Our Content

All content on GCC Tools, including but not limited to text, graphics, logos, images, calculation formulas, and software, is the property of GCC Tools or its content suppliers and is protected by copyright and other intellectual property laws.

4.2 User Content

Any content you submit to our service (such as feedback or suggestions) becomes the property of GCC Tools and may be used for improving our services without compensation to you.

5. Disclaimers and Limitations

5.1 Service Availability

We strive to maintain continuous service availability but do not guarantee uninterrupted access. The service is provided "as is" and "as available" without warranties of any kind.

5.2 Calculation Accuracy

While our calculators use official government formulas and are regularly updated, we do not guarantee the accuracy, completeness, or reliability of any calculations or results. Users should always consult with qualified financial or legal professionals for important decisions.

5.3 Limitation of Liability

To the fullest extent permitted by law, GCC Tools shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of the service.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms of Service. By using our service, you consent to the collection and use of your information as outlined in our Privacy Policy.

7. Third-Party Services

7.1 Advertising

Our service may contain advertisements and links to third-party websites. We are not responsible for the content, privacy policies, or practices of these third parties.

7.2 External Links

Links to external websites are provided for convenience only. We do not endorse or take responsibility for the content of external sites.

8. Government Compliance

Our calculators are designed to comply with current GCC government regulations and laws. We regularly update our formulas based on official government sources, including:

• UAE Ministry of Human Resources and Emiratisation (MoHRE)
• Federal Tax Authority (FTA) for VAT calculations
• Official government portals of all GCC member states

9. Updates and Modifications

9.1 Service Updates

We reserve the right to modify, suspend, or discontinue any part of our service at any time without prior notice. We may also update our calculation formulas to reflect changes in government regulations.

9.2 Terms Updates

These Terms of Service may be updated periodically. Continued use of the service after changes constitutes acceptance of the new terms. We will notify users of significant changes through our website.

10. Termination

We may terminate or suspend your access to our service immediately, without prior notice, for any reason, including if you breach these Terms of Service.

11. Indemnification

You agree to indemnify and hold harmless GCC Tools, its officers, directors, employees, and agents from any claims, damages, losses, costs, or expenses arising from your use of the service or violation of these terms.

12. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from these terms or your use of the service shall be subject to the exclusive jurisdiction of the UAE courts.

13. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Website: gcctools.tech
• Email: legal@gcctools.tech
• Address: GCC Tools, Dubai, United Arab Emirates

15. Acknowledgment

By using GCC Tools, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.